Terms of use

Version 1.0, 13 November 2026. Testing phase — not open to the public.

Regulatory status

Brianna is not licensed or registered with the SFC or any other financial regulator, and is not operated by, for or on behalf of any SFC-licensed corporation. No licensed corporation is responsible for Brianna's answers during the testing phase.

Who runs Brianna

Brianna ("we") is operated by BRIANNA, a business registered in Hong Kong (Business Registration Certificate No. 41723637), Flat/Rm L, Blk B, 10/F, Winner Building, 8-16 Wing Wah Lane, Central, Hong Kong. Contact: contact@brianna.finance.

What Brianna is

Brianna is a financial education service. It helps you understand financial products, markets and your own financial documents.

Brianna combines human financial intelligence and AI to answer your questions about finance, summarise the documents you send, consolidate the positions shown in your statements and send you factual reminders about events on those positions according to your preferences.

What Brianna is not

Brianna provides financial education and general information only, even where an answer reads like a recommendation. It is not investment, legal, tax or accounting advice, and it is not a recommendation or solicitation to buy or sell any product. Brianna does not assess whether a product is suitable for you and does not execute or arrange transactions. Make your own decisions, if needed with a licensed adviser.

Brianna can make mistakes. Answers, figures read from your documents and market data may be incomplete, out of date or wrong. Always check important information against the original documents and your bank.

Who can use it

Only the people personally invited by the founders for the testing phase may use Brianna. They must be 18 or over. We may decline or end access at any time.

Your use

• Send only documents you are entitled to share.
• Keep access to your Telegram account, your WhatsApp and your email secure: anyone using them can sign in and read your conversation with Brianna.
• Do not use Brianna for unlawful purposes or try to disrupt the service.

Your data

You are in charge of your data: you can delete your documents, switch your connections on or off and delete your account at any time. Your data is held for your agent, Brianna, and no one at Brianna browses it. The Privacy policy explains how.

Test service

The service is free during the testing phase and provided as is, without guarantee of availability or accuracy. To the extent permitted by law, we are not liable for decisions you take or losses you incur based on information provided by Brianna.

Liability and release

Brianna is a beta test service. You use it entirely at your own risk. To the fullest extent permitted by law:

No warranty. The service is provided "as is" and "as available", without any warranty, express or implied, including as to accuracy, completeness, timeliness, fitness for a purpose or availability. We do not promise that it will be error-free, secure or uninterrupted, or that errors will be corrected. Nothing Brianna says creates a warranty not stated in these terms.

No liability. Brianna, its founders, operators, agents and service providers are not liable to you for any loss, damage, cost or claim, whether direct, indirect, special or consequential (including investment loss, loss of profit, loss of opportunity or loss of data), arising from or connected with:

• your use of, or inability to use, the service;
• any answer, figure, alert, summary or document produced by Brianna, and any error, omission or delay in it;
• any decision you take or action you carry out, or fail to take or carry out, whether or not you relied on Brianna;
• information supplied by third parties, including your bank or broker, SnapTrade, Twelve Data, the AI model providers, and the documents you send, which we do not check;
• any act, omission, failure or outage of a third party, including Telegram, WhatsApp, hosting, storage or AI providers;
• unauthorised access to your account or your messages, including through your Telegram, WhatsApp or email account;
• market events, or events beyond our reasonable control, such as network or power failures, cyberattacks, or acts of government or regulators.

Release. You release Brianna, its founders, operators, agents and service providers from all claims, known or unknown, arising from or connected with your use of the service during the testing phase.

Ending your use

You can stop at any time and erase your data by deleting your account in Settings, in your space on brianna.finance.

Changes and law

We may update these terms; we will tell you in Telegram before significant changes apply. These terms are governed by the laws of the Hong Kong SAR.